Flexible commercial loans for businesses in England & Wales

Business loans when you need it most

About Kidwells Loans

Bad Credit Doesn't Mean Bad Business

We specialise in quick, affordable, and sensible business loans for businesses who need it most. Commercial business loans can be used for a multitude of reasons, such as equipment, hiring staff, boosting cashflow⁠—whatever your next step needs to be.

We want to keep you in business

Your Next Step

Getting a business loan, right when you truly need it the most, can be difficult. We offer unsecured business loans without asking for a perfect credit history. And we still offer competitive annual percentage rate rates between 6% to 49%, depending on your circumstances.

Contact us today and we can advise on your personalised rate, the likelihood of acceptance and you could get your funding in as little as 2-3 business days.

Let us know how we can help you

Tell us a bit about your business and an account manager will get in touch to learn more about your business and see how much you can borrow. We only need a few details for now. This won’t affect your credit score.

🔒 Tip: Applying doesn't affect your business' credit score. (Or your personal one.) Our lending decisions are made by humans, not bots.

Frequently Asked Questions

Commercial business loans can be used for a multitude of reasons, depending on your business. For example, they could be used for better cashflow while waiting for outstanding invoices, for large upfront costs, to invest in training or employees. Your business is unique. Call us 24/7 at 0800 009 6680 and we can advise on whether we can help you.

To apply for a loan, you must be 18+, a UK resident, and either the director of a Limited company or a sole trader. Your business must be within England & Wales.

Yes! We go above and beyond what’s required. Kidwells Loans, a trading name of Kidwells Legal Loans Ltd is regulated and registered with the FCA (firm 723996). This means that we follow the same rules all regulated, responsible lenders must do. Part of this process is making sure that your business will be capable of paying back the loan. Because we want your success, we also want to be sure that the loan is the best option for your business and that you’ll be able to use it in the best way possible to recover and grow.

As a responsible lender, we have to check on the commercial ability of your business to pay back your loan, what type of loan would be best for your needs, and the viability of your plans for the money. These checks are based on your existing business activity.

From initial contact and subject to checks, funds can be available as quickly as 2-3 business days. Remember you can contact our 24/7 hotline and get a personalised estimate, as times can vary depending on your circumstances.

It’s a three step process. First, you contact us to tell us about your business and what you need. Second, we’ll contact you and let you know what else we need to know to review your business activity. Subject to approval, you’ll then receive the funding within 2-3 business days.

No. Kidwells Loans offer commercial loans for businesses to recover, maintain, and grow their business. 

📞 Need help NOW? Call us 24/7 at 0800 009 6680

Details can include business name, company number, location, and why you are looking for a business loan.

Let us know how we can help you

Tell us a bit about your business and an account manager will get in touch to learn more about your business and see how much you can borrow. We only need a few details for now. This won’t affect your credit score.

🔒 Tip: Applying doesn't affect your business' credit score. (Or your personal one.) Our lending decisions are made by humans, not bots.

FAQs

Commercial business loans can be used for a multitude of reasons, depending on your business. For example, they could be used for better cashflow while waiting for outstanding invoices, for large upfront costs, to invest in training or employees. Your business is unique. Call us 24/7 and we can advise on whether we can help you.

To apply for a loan, you must be 18+, a UK resident, and either the director of a Limited company or a sole trader. Your business must be within England & Wales.

Yes! We go above and beyond what’s required. Kidwells Loans, a trading name of Kidwells Legal Loans Ltd is regulated and registered with the FCA (firm 723996). This means that we follow the same rules all regulated, responsible lenders must do. Part of this process is making sure that your business will be capable of paying back the loan. Because we want your success, we also want to be sure that the loan is the best option for your business and that you’ll be able to use it in the best way possible to recover and grow.

As a responsible lender, we have to check on the commercial ability of your business to pay back your loan, what type of loan would be best for your needs, and the viability of your plans for the money. These checks are based on your existing business activity.

From initial contact and subject to checks, funds can be available as quickly as 2-3 business days. Remember you can contact our 24/7 hotline and get a personalised estimate, as times can vary depending on your circumstances.

It’s a three step process. First, you contact us to tell us about your business and what you need. Second, we’ll contact you and let you know what else we need to know to review your business activity. Subject to approval, you’ll then receive the funding within 2-3 business days.

No. Kidwells Loans offer commercial loans for businesses to recover, maintain, and grow their business. 

📞 Need help NOW? Call us 24/7 at 0800 009 6680

Details can include business name, company number, location, and why you are looking for a business loan.
Proudly Part of the Kidwells Group

Our Partners Can Take You Further

Kidwells Loans is part of the Kidwells Group, owned by Managing Director Alan Michael Kidwell-Horne, commonly known as Michael Horne, Solicitor. Together, we can offer support for every stage of your business. Kidwells Group businesses operate independently, with no referral fees and no referrals of data without your consent. We always encourage you to seek independent financial advice and independent legal advice before choosing any products or services with us.

Legal Advice

Legal advice, representation, and compliant documents to help you grow your business.

Business Loans

Commercial loans, right when you need it most. (That's us.)

Bookkeeping & Accounting

A full range of bookkeeping and accounting services to make finances simple for your business.

Need to talk to someone?

Call our hotline

0800 009 6680
24/7 hotline

01432 278 179
Monday to Friday (7:30am to 5:30pm)

address

Kidwells Legal Loans Ltd
Kidwells House
4 Coldnose Rd
Hereford
HR4 8AD